A student rolls an ankle in your Vinyasa class in Cork. A studio in Dublin asks for proof of cover before booking you. A claim arrives nine months after a session you barely remember. None of these is hypothetical. They happen in this profession every year. Teachers in Ireland carry the same exposure as colleagues elsewhere. What changes after Brexit is the regulatory route the cover runs through, not the standard of cover itself.
Click any card. The headlines are everywhere. The detail underneath is what matters when something goes wrong.
Insurance does not activate until your qualifications are verified. This is a fiduciary fact. The chain runs in one direction.
Upload your qualifications. Add your teaching style, experience, photos. Confirm your Eire address.
Claire's team reads every certificate. A named person, against the standard.
€6.5M cover goes live. Certificate available in your dashboard. You can teach insured.
Activation is a manual process. Please allow one business day after Live CV verification for our team to bind cover with Balens Europe B.V. Verification time depends on the qualification; straightforward credentials clear fastest.
The policy is generous, but it isn't unlimited. Here's what sits inside the cover, what sits outside, and the conditions you have to meet for online and recorded work.
Hatha, Ashtanga, Vinyasa, Pregnancy Yoga, Children's Yoga, Yoga Therapy, SUP Yoga, Meditation, and live online classes. CPD-added styles such as yin, restorative, prenatal and trauma-informed sit inside this cover.
Standard policy · no add-on requiredAerial Yoga, Acro Yoga, YogaLates, massage, and personal training sit outside the standard cover. They require a multi-therapy add-on. If you teach any of these, contact us before your first class. We'll route you to the right wording.
Multi-therapy add-on requiredLive online classes are covered worldwide, with explicit exclusions for USA, Canada, Russia and Belarus. The policy requires you to keep student name and email records and run a pre-class consultation. Both are conditions of cover, not paperwork.
Conditions apply · USA, Canada, Russia, Belarus excludedPre-recorded video used to promote your teaching is covered only when it is free, qualification-related, and carries appropriate disclaimers. Paid pre-recorded courses sit outside the standard cover. If in doubt, ask before publishing.
Free promotional only · paid recordings excludedThe policy covers your liability as the instructor when teaching in your own home. It does not cover your buildings, contents or your insurer's interest in the property. Those are the homeowner's responsibility. Tell your home insurer you teach there.
Instructor liability onlyRetreats and temporary teaching trips abroad from your Eire base are fully covered. Spain, Portugal, France, anywhere outside the named exclusions. The territorial exclusions remain: USA, Canada, Russia and Belarus.
Worldwide except named exclusionsWe didn't build the cover ourselves. We built the structure (verification, eligibility, member infrastructure) and partnered with people who insure professionals for a living.
For Ireland-domiciled teachers, Balens Europe B.V. underwrites the €6.5M policy directly. Authorised and regulated by the Autoriteit Financiële Markten in the Netherlands (licence 12046134). The appropriate EU-domiciled regulatory route post-Brexit. Balens have three decades of complementary-health and yoga-sector experience and are the first point of contact for every claim.
A specialist legal-expenses insurer. ARAG provide cover up to £100,000 per claim for criminal defence, disciplinary hearings, tax disputes, jury service, and similar matters, separate from the €6.5M liability limit. Advice helpline 0344 893 6911, Mon–Fri 9am–5pm. Included at no additional charge.
The professional body holding the standard. We verify every qualification before cover binds, hold the member infrastructure, and run the Live CV that gates activation. 10 Beaverhall Road, Edinburgh, EH7 4JE. Telephone 0131 659 9922. Email insurance@theyogapros.com.
Insurance does not activate until your qualifications are verified. Build your Live CV. We do the rest.
I've watched this profession go through three decades of growth and I've seen what happens when teachers are sold cover that doesn't fit what they teach. Post-Brexit, we needed a path that respects EU regulation while keeping the standard the same. That's what Balens Europe B.V. is. €6.5M, nil excess, claims-occurring, online and abroad. That's the floor for teachers in Eire. Everything else we do (directory, recognition, community, career path) sits above it.
— Bruce, founder, YogaPros