The venue in Portugal has asked for proof of insurance. A participant who signed up two days ago emailed about a knee injury and wants to know if she can still attend. Your first morning is a strong Vinyasa flow at 8am. The retreat is six days. You have one yin session. There is a sound bath on the third evening, which the venue runs but you put on the schedule. Most teachers stop and wonder, somewhere around the third question, whether their policy is built for any of this.
Click any card. The standard UK YogaPros policy carries the retreat work; the detail underneath is what matters at the venue gate.
A working sequence retreat hosts run the week before they leave. Each card is one step. Walk through the four and the cover question is answered before the venue asks.
The standard UK policy covers temporary trips abroad, with four named exclusions.
Standard yoga sits inside the cover. A handful of activities sit outside and need an add-on.
Cover does not activate until your Live CV is verified and your membership is current. This is a fiduciary fact.
Most retreat venues ask for a certificate of insurance at booking. The certificate is in your member dashboard once cover is live.
Run the four checks the week before you fly. If any answer raises a question, email insurance@theyogapros.com and we will route you to the right person before you board.
The policy carries the teaching. It does not carry every line of the retreat business. Knowing the boundary protects the work and the venue relationship.
Your liability for what you cue, adjust, and advise is the heart of the policy. A participant claims an injury from a posture cue you gave; a complaint about advice you offered between sessions; a dispute over what was taught versus what was advertised. £6M Professional & Public Liability, nil excess, with reasonable defence costs.
Standard cover · no add-onYour policy covers your liability to participants for the teaching. It does not cover their flights, their cancellation cover, their personal health insurance, or a bag lost in transit. Make this explicit on the booking page; ask each participant to arrange their own travel insurance before they book.
Participants arrange their ownThe policy responds to claims arising from how you teach. Run an intake form before the retreat: ask for injuries, conditions, medications, and any contraindications. Acknowledge each one in writing. A participant who declares a knee injury and is then placed in a hands-on adjustment is a different risk profile from one whose intake was never read.
Intake form is condition of good practiceAerial Yoga, Acro Yoga, YogaLates, massage, and personal training sit outside the standard cover. They require a multi-therapy add-on. If your retreat blends one of these into the schedule, contact Balens through us before the booking page goes live.
Multi-therapy add-on requiredSound healers, therapists, breathwork practitioners, chefs, body-workers brought in to deliver their own sessions carry their own professional indemnity. Ask each one for a copy of their certificate before the retreat. The policy on this page covers your teaching, not theirs.
Verify each practitioner's own coverEquipment you ship out, marketing claims about the retreat, the venue's own buildings and contents, retreat cancellation cover, deposits returned to participants if a flight is grounded: all sit outside the teacher policy. They belong to retreat business cover, which is separate. Ask Balens for a referral if you want to extend.
Separate retreat business cover availableMost retreat venues ask for proof of insurance before contracts are signed. The certificate of insurance is in your member dashboard once cover is live; download it as PDF and forward to the venue contact. Carry a copy with you. If the venue asks for a custom letter, the team will arrange one with one business day notice.
Certificate available in dashboardRetreats in USA, Canada, Russia, and Belarus sit outside the UK policy's territorial limits. If you are leading a retreat in one of these four, the routing is different, and so is the underwriter. Get in touch before the booking page goes live; we will route you correctly.
Contact us before publishingThe retreat work travels under the standard UK policy. The names behind the cover are the same ones a Royal College would recognise.
A specialist insurance broker for the complementary-health and yoga sectors with three decades of sector experience. Balens Limited is the UK Branch of Balens Europe B.V. and arranges the policy on your behalf. They are the first point of contact for claims, multi-therapy add-on questions, and venue certificates that need a custom letter.
One of the world's largest insurers, with the balance-sheet weight to underwrite a profession with global reach. The UK Professional Yoga Teacher policy carries the Zurich name on the underwriting line. The same name a venue insurer or commercial mortgage lender would recognise on the certificate.
A specialist legal-expenses insurer. ARAG provide cover up to £100,000 per claim for criminal defence, disciplinary hearings, tax disputes, jury service, and similar matters, separate from the £6M liability limit. Advice helpline 0344 893 6911, Mon–Fri 9am–5pm. Included at no additional charge.
YogaPros holds the standard, runs the Live CV, and verifies every qualification before cover binds. 10 Beaverhall Road, Edinburgh, EH7 4JE. Telephone 0131 659 9922 · Email insurance@theyogapros.com.
There is no separate retreat policy and no retreat-specific price. Standard YogaPros Professional membership covers the work.
Includes the £6M Professional & Public Liability cover that follows you onto retreat. Monthly billing, no annual lock-in. The multi-therapy add-on (Aerial · Acro · YogaLates · massage · personal training) is priced separately by Balens; ask us to refer you.
Standard YogaPros Professional membership covers retreat work at £10 a month. Activate via the Live CV or speak to Balens about a multi-therapy add-on if your schedule needs one.
A retreat is one of the hardest, most generous things a teacher can put together. The deposits, the travel, the participant intake forms, the venue contracts, the schedule that has to hold for six days in a country that is not yours. The last thing you should be doing in the week before you fly is wondering whether the policy is built for any of it. The standard UK YogaPros policy is. £6M cover, nil excess, claims-occurring, temporary trips abroad inside the cover, the named four exclusions to know about. Run the pre-departure check the week you board. Lead the retreat with confidence. The cover does its job quietly, the way good cover should.
— Bruce, founder, YogaPros