The cover changes by region. The principle doesn't. Every route runs through verified credentials and named underwriters.
£6M Professional & Public Liability. Nil excess. Multi-location. Online and worldwide temporary trips covered (excluding USA, Canada, Russia, Belarus). Underwritten by Balens / Zurich, with ARAG legal cover up to £100,000 per claim. The phenomenal one. Read this entire page below.
Read the UK pillar Live · Eire Ireland-domiciled teachers€6.5M cover via Balens Europe B.V., authorised by Autoriteit Financiële Markten.
See Eire detail Live · USA US-domiciled teachers$2M Gen & Pro Liability via Insurance Canopy. $159/year. $100 deductible. USA only.
See USA detail Live · Trainee In training (UK / Eire)£25 one-time. Cover for the duration of your training (max 18 months). UK and Ireland combined.
See trainee detail Live · Corporate For studios & corporate buyersHow to book verified YogaPros teachers. Live CV proof of cover. Multi-site, multi-week sourcing.
See corporate detail Live · ATPs For training providersInsurance map for ATPs. Trainee cover, trainer cover, graduate transition. Honest about ATP entity cover.
See ATP detail Live · Retreat For retreat hostsUK policy in retreat context. Cross-border, multi-day, activity scope, excluded territories.
See retreat detailA student rolls an ankle in your class. A studio asks for proof of cover before they take you on. A claim arrives nine months after a session you barely remember. None of these is hypothetical. All of them happen, in this profession, every year.
Click any card. The headlines are everywhere. The detail underneath is what matters when something goes wrong.
Insurance does not activate until your qualifications are verified. The chain runs in one direction.
Upload your qualifications. Add your teaching style, experience, photos.
Claire's team reads every certificate. A named person, against the standard.
£6M cover goes live. Certificate appears in your dashboard. You can teach insured.
Activation is a manual process. Please allow one business day for our team to review your details. Verification time depends on the qualification; straightforward credentials clear fastest.
Click any card. The front is the situation. The back is what actually happens: who handles it, what the cover does, what timeline to expect.
She lets you know after class she's planning to see a physio. Two weeks later, you receive a letter from a solicitor.
Tap to see the response →They want a certificate showing cover is active, valid for the dates of the booking. They need it within 24 hours.
Tap to see the response →She bought a class pack last year, took the live sessions from her flat, and is now alleging an injury from a posture cue you gave on screen.
Tap to see the response →The student attended a 60-minute corporate session you taught at a tech company in early 2025. The complaint references something a colleague allegedly told her was your fault.
Tap to see the response →It includes indemnity clauses you can't parse and a non-compete that looks aggressive. They want it signed by next week.
Tap to see the response →The retreat venue has asked whether your insurance covers teaching there, or whether you need a separate local policy for the dates you're on the ground.
Tap to see the response →Different countries take different policies. UK, Eire, and USA each have a dedicated underwriter. Trips abroad sit under the UK policy with explicit exclusions. Click a region.
The full £6M Professional & Public Liability cover is live for UK-based YogaPros members. Underwritten by Balens / Zurich. Nil excess. Multi-location. Online classes worldwide and temporary trips abroad covered (excluding USA, Canada, Russia, Belarus). Claims-occurring basis with retroactive cover. ARAG legal-expenses cover up to £100,000 per claim.
€6.5M Professional, Public & Products Liability cover via Balens Europe B.V., authorised by Autoriteit Financiële Markten (licence 12046134). Nil excess. Claims-occurring basis. Online classes worldwide and temporary trips abroad covered (excluding USA, Canada, Russia, Belarus).
USA cover runs through Insurance Canopy, not the UK Zurich policy. $2M General & Professional Liability, $1M each occurrence, with sub-limits including $300K damage to premises rented and $100K cyber liability. $159/year, $100 deductible. USA-domiciled teachers only.
UK YogaPros members teaching online to international students, or running retreats / temporary teaching trips abroad, remain protected under the UK policy. Excluded territories: USA, Canada, Russia, Belarus. For permanent relocation outside UK / Eire / USA, contact the team. We'll route to the appropriate underwriter.
We built the structure: verification, eligibility, member infrastructure. The cover itself we placed with people who insure professionals for a living.
A specialist complementary-health insurance broker with three decades of yoga-sector experience. Balens Limited (UK Branch of Balens Europe B.V.) holds the UK Master Policy alongside Zurich, designs the wording, and is the first point of contact for every claim.
For Ireland-domiciled teachers, Balens Europe B.V. underwrites the €6.5M policy directly. Authorised and regulated by Autoriteit Financiële Markten in the Netherlands (licence 12046134), the appropriate EU-domiciled regulatory route post-Brexit.
For US-based teachers, Insurance Canopy underwrites a separate policy structured for the US market: $2M Gen & Pro Liability, $1M each occurrence, with sub-limits for premises rented, products, cyber, and gear. $159/year. $100 deductible. USA-domiciled teachers only.
The UK's largest legal-expenses insurer. ARAG provide legal-expenses cover up to £100,000 per claim for criminal defence, disciplinary hearings, tax disputes, jury service, and similar matters. Helpline 0344 893 6911, Mon–Fri 9am–5pm.
Most teachers will never use the policy. The ones who do, almost always panic on day one. There's no need. The process is structured. Here's the route through it.
Phone or email Balens with what you know: the date, what was taught, what the student or third party is alleging. Don't respond to the claimant directly. Balens opens the file.
You · BalensThe broker passes the claim to the underwriter. Zurich confirms cover applies, allocates a claims handler, and assesses the merits. You don't have to do anything in this step.
Balens · ZurichWhere legal advice or defence is needed, ARAG step in. Their solicitors take instructions, prepare correspondence, attend any meetings or proceedings on your behalf. You're informed, not exposed.
ARAG · ZurichMost claims settle without court, typically inside 6–12 months for small-to-medium incidents. Where settlement is appropriate, Zurich pays. Where defence holds, the case closes. You contribute nothing financially.
Zurich · YouA studio I'd taught at for two years asked for proof of cover before renewing my booking. I downloaded the certificate from my dashboard, sent it across, and the booking was confirmed within an hour. That's just what the policy is for.Denise Gaskell · Senior Yoga Teacher · YogaPros member since 2019
Insurance does not activate until your qualifications are verified. Build your Live CV. We do the rest.
I've watched this profession go through three decades of growth and I've seen what happens when teachers are sold cover that doesn't fit what they teach. We built YogaPros so the cover would. £6M, nil excess, retroactive, online and abroad: that's the floor. Everything else we do, the directory, the recognition, the community, the career path, sits above it.
— Bruce, founder, YogaPros