Pharmaceuticals & supplements
Selling, recommending, or administering pharmaceutical products, prescription medication, or dietary supplements is outside the cover.
A US studio won't hand you a class until they've seen a certificate. A student feels sore the next morning and calls a lawyer the morning after that. A diffused oil triggers an allergic reaction in a regular you've taught for a year. The American legal context is its own country, and it needs its own policy.
Click any card. The headline is everywhere. The sub-limits are what matter when a venue requests a certificate or a claim arrives.
Most US-market policies cover one or two styles, then upcharge for everything else. This one is built for the way teachers move between traditions.
Plus many more. If a style sits outside this list, ask before you teach. Insurance Canopy will confirm in writing whether the cover responds.
A policy that pretends to cover everything covers nothing reliably. Here is what this policy does not respond to. If your work touches any of these, ask before you join.
Selling, recommending, or administering pharmaceutical products, prescription medication, or dietary supplements is outside the cover.
Teaching as part of a hospital, medical clinic, or school employment relationship requires the institution's own liability arrangements, not this policy.
Martial-arts instruction or any physical-contact combat training is excluded. Standard hands-on adjustments inside a yoga class are not affected.
Aerial yoga, pole fitness, and water-fitness classes (including aquatic yoga) are excluded as standard. These need specialist cover from a different policy.
These are the kinds of incidents Insurance Canopy sees most often from yoga teachers in the United States. None of them are dramatic. All of them happen.
A student catches her foot on a mat corner during transition and rolls her ankle. The General & Professional Liability response covers third-party injury and any defence costs that follow.
A heavy prop chips a tile in a rented studio mid-class. Damage to Premises Rented (up to $300K) covers the venue's repair without it coming out of your pocket.
A strap fails during a stretch and a student takes the impact. Products & Completed Operations covers claims that involve equipment you supplied or recommended.
Your booking platform is breached and student intake data — names, addresses, payment cards — is exposed. Cyber Liability ($100K) covers notification costs, legal advice, and resulting third-party claims.
A regular reacts to a diffused essential oil at the start of class. The Medical Expense limit covers immediate care; Professional Liability stands behind any further claim that develops.
A student claims a delayed-onset injury from a posture cue you gave a fortnight earlier. Professional Liability and Products & Completed Operations both respond after the class has ended.
We didn't underwrite this ourselves. We built the eligibility, the verification, the member infrastructure, and partnered with a US-licensed insurer who underwrites yoga teachers for a living.
A USA-licensed insurance provider that specialises in liability cover for fitness, wellness, and teaching professionals. Insurance Canopy underwrites the YogaPros USA policy directly: $2M General & Professional Liability, $1M each occurrence, with sub-limits across products, premises rented, gear, medical expense, and cyber.
The professional body. Verifies your qualifications, holds the directory, issues the digital badge, runs the member infrastructure. The cover is underwritten by Insurance Canopy; the eligibility, the standing, and the seat at the professional table are held by YogaPros, since 2006, in 100+ countries.
The numbers, plainly stated.
YogaPros members receive an exclusive discount code via insurance@theyogapros.com.
The US policy runs directly through Insurance Canopy. Get a quote, complete the application, and your certificate is available the same business day.
Building one with US partners is. The American legal system has its own shape, its own thresholds, its own claim culture, its own venue expectations. A policy translated from somewhere else asks a US member to carry the gap between the two systems on her own. So we did the work that mattered: we partnered with Insurance Canopy, a US-licensed insurer, and they underwrite US members directly. The professional body sits behind it. The cover sits in front. That's the only honest way to do this.
— Bruce, founder, YogaPros